Financial Investments
It is a good idea to get started as early as possible in life with financial investments. No one knows when they may need to take some money out for emergencies. However, there is insurance, many insurance salesmen will lead you to believe insurance is all you need, but that really only does any good if you die and that's for your family.
There are too many eventualities that come up in day to day life that could be handled much better by having a set amount of money going to financial investments instead of life to insurance policies. So if you decide to invest, make sure you are looking out for number one, insurance salesmen will convince you to buy coverage for number one, but it will only pay out if number one is no longer in the picture.